Chip card terminal
What is a smart card terminal?>>>>>>>>>>>>>>>>>>>>>>>>>>
A smart card terminal (also smart card reader or smart card reader) is an electronic device that reads data from a card-shaped storage medium and may also be able to write to it. Typically, the cards are plastic cards that have a barcode, magnetic stripe, computer chip, or other storage medium.
Chip card terminal examples
- Online banking
- Payment transactions with credit card
- Authentication of a user at the computer
- Time recording at the workplace
- Health insurance card
- Authorization to enter a building
- Reading of memory cards
For security-critical applications, smart card terminals are divided into four security classes:
- Security class 1: No security features.
- Security class 2: The smart card terminal has a keypad for entering identification codes, for example.
- Security class 3: In addition to a keypad, there is a display and also firmware for extended functionality for the use of e.g. a cash card. Devices that meet the so-called Secoder standard protect the card and the user’s PIN via a built-in firewall. The display also shows the transaction data for control purposes, so that manipulation is conspicuous.
- Security class 4: These terminals also have a second card slot with an authentication module with cryptographic functions. The reader can thus be uniquely identified.
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