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Chip card terminal

What is a smart card terminal?>>>>>>>>>>>>>>>>>>>>>>>>>>

A smart card terminal (also smart card reader or smart card reader) is an electronic device that reads data from a card-shaped storage medium and may also be able to write to it. Typically, the cards are plastic cards that have a barcode, magnetic stripe, computer chip, or other storage medium.

Chip card terminal examples

  • Online banking
  • Payment transactions with credit card
  • Authentication of a user at the computer
  • Time recording at the workplace
  • Health insurance card
  • Authorization to enter a building
  • Reading of memory cards

Security classes

For security-critical applications, smart card terminals are divided into four security classes:

  • Security class 1: No security features.
  • Security class 2: The smart card terminal has a keypad for entering identification codes, for example.
  • Security class 3: In addition to a keypad, there is a display and also firmware for extended functionality for the use of e.g. a cash card. Devices that meet the so-called Secoder standard protect the card and the user’s PIN via a built-in firewall. The display also shows the transaction data for control purposes, so that manipulation is conspicuous.
  • Security class 4: These terminals also have a second card slot with an authentication module with cryptographic functions. The reader can thus be uniquely identified.

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